Effective Date: August 20, 2014
Last Updated: August 28, 2026
Legacy Secure is an assumed name of Legacy Agent LLC. These Terms & Conditions (“Terms”) govern your access to and use of the Legacy Secure website operated by Legacy Agent LLC, doing business as Legacy Secure (“Legacy,” “we,” “us,” or “our”).
By accessing or using this website, submitting information through a form, requesting information, scheduling an appointment, or following a link to obtain an insurance quote or apply for coverage, you agree to these Terms.
This website provides general information about life insurance, coverage options, estate-planning topics, and related educational resources.
You may use this website only for lawful purposes. You agree not to interfere with the operation or security of the website, attempt unauthorized access, transmit harmful code, or use the website in a fraudulent, deceptive, or abusive manner.
Legacy may update, modify, remove, or discontinue website content or features at any time.
Information provided on this website is intended for general informational and educational purposes only.
Nothing on this website constitutes a guarantee of insurance coverage, premium rates, underwriting approval, policy issuance, eligibility, or benefits.
Insurance products, rates, underwriting requirements, policy provisions, availability, and eligibility may vary based on factors including:
The actual terms of an insurance policy are determined by the issuing insurance carrier and the applicable policy documents.
Legacy may provide links or tools that allow you to request an insurance quote, explore coverage options, or begin an insurance application.
Some quoting, underwriting, application, payment, policy-management, and related services are provided by third-party insurance carriers or technology providers.
Submitting information, receiving a quote, or beginning an application does not guarantee that coverage will be offered or issued.
Coverage becomes effective only according to the terms established by the issuing insurance carrier.
Certain insurance products may offer simplified underwriting, accelerated underwriting, or coverage without a traditional medical examination.
These options are not available to every applicant.
References to no-medical-exam insurance, instant underwriting, same-day coverage, or similar features describe options that may be available to qualified applicants and should not be interpreted as a guarantee.
Additional medical information, records, examinations, or underwriting requirements may be requested depending on the applicant and product.
When you submit a contact form, request information, schedule a conversation, or otherwise provide information through this website, you agree to provide information that is accurate to the best of your knowledge.
Legacy may use the contact information you provide to:
Submitting a form does not obligate you to purchase insurance.
Insurance recommendations, information, or assistance may be provided by appropriately licensed insurance professionals.
Insurance availability may depend on whether Legacy or the applicable insurance professional is licensed and authorized to offer the requested product in your state.
This website may contain educational information concerning wills, trusts, powers of attorney, healthcare directives, estate planning, and related topics.
This information is provided for general educational purposes only and is not legal, tax, accounting, or financial advice.
Legacy Agent LLC is not a law firm and does not provide legal services.
You should consult an appropriate attorney, tax professional, financial professional, or other qualified adviser regarding your individual circumstances.
Certain insurance products may include access to third-party estate-planning resources or services for eligible policyholders. Availability, features, eligibility, and terms are determined by the applicable provider and may vary.
This website may contain links to third-party websites or services, including insurance carriers, application platforms, policy-management systems, scheduling providers, estate-planning providers, and other services.
Third-party websites and services are governed by their own terms, policies, security practices, and privacy practices.
Legacy is not responsible for the content, operation, availability, accuracy, security, or practices of third-party websites or services outside our control.
Unless otherwise stated, website content, branding, graphics, written materials, layouts, and other original materials are owned by Legacy Agent LLC or used with permission.
You may use website content for personal, noncommercial informational purposes.
You may not reproduce, distribute, modify, publish, sell, license, or commercially exploit Legacy content without permission.
Third-party trademarks, carrier names, logos, and other intellectual property remain the property of their respective owners.
Legacy makes reasonable efforts to maintain the availability and accuracy of this website but does not guarantee uninterrupted or error-free operation.
Website availability may be affected by maintenance, hosting interruptions, security events, third-party services, internet conditions, or circumstances beyond our control.
To the fullest extent permitted by law, this website and its content are provided on an “as is” and “as available” basis.
Legacy does not warrant that:
To the fullest extent permitted by applicable law, Legacy Agent LLC and its owners, employees, contractors, affiliates, and service providers will not be liable for indirect, incidental, special, punitive, exemplary, or consequential damages arising from use of, or inability to use, this website or third-party services linked from it.
Nothing in these Terms excludes or limits liability that cannot legally be excluded or limited.
Information collected through this website is handled in accordance with our Privacy Policy.
Please review the Privacy Policy for information about how personal information may be collected, used, protected, and disclosed.
Legacy may update these Terms periodically to reflect changes to the website, services, business practices, technology, or legal requirements.
The most recent version will be posted on this page with an updated Last Updated date.
Continued use of the website after changes become effective constitutes acceptance of the revised Terms to the extent permitted by law.
These Terms are governed by the laws of the State of Michigan, without regard to conflict-of-law principles.
To the extent permitted by law, disputes relating to these Terms or use of this website will be subject to the jurisdiction of the appropriate state or federal courts serving Oakland County, Michigan.
If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions will continue in effect.
Legacy Agent LLC
5119 Highland Rd, Ste 271
Waterford Twp, MI 48327
Email: in**@**********re.com
Phone: (248) 461-3360