Legacy Agent, LLC, Michigan Department of Insurance License #20882859, Legacy Secure, and Legacy Secure of MI Inc.
(collectively, “Legacy,” “we,” “us,” or “our”) operate websites, programs, and online services including
LegacyAgent.com,
LegacyAgencyPortal.com,
LegacySecure.com, and
MyLifeBeyondDebt.com.
These websites provide insurance information, agent recruiting and support resources, consumer education,
newsletters, financial-awareness content, and access to services offered through appropriately licensed
insurance professionals. We are committed to respecting your privacy and protecting the information we
receive about you. This notice explains what information we collect, how we use it, when it may be disclosed,
and how we seek to protect it.
This Privacy Policy applies to information collected through:
This policy also applies to affiliated programs and services operated by Legacy Agent, LLC or Legacy Secure of MI Inc.
that link to or reference this Privacy Policy.
As part of our insurance, agent-support, recruiting, administrative, and consumer-education activities,
we may obtain personal information from you when you complete a form, request information, subscribe to a
newsletter, create or use an agent portal account, request a consultation, or otherwise communicate with us.
The types of information we may receive include:
Please do not submit Social Security numbers, complete financial-account numbers, medical records, or other
highly sensitive information through general website contact forms unless specifically instructed to use an
approved secure method.
Information collected through our websites and services may be used for legitimate business and administrative purposes, including:
We do not use information for purposes materially unrelated to the services, communications, or resources
described in this policy without providing appropriate notice or obtaining consent when required.
You may choose to subscribe to newsletters, agent news, industry updates, educational materials, website
updates, or other email communications offered by Legacy. When you submit a newsletter or email signup form,
you authorize us to use the email address and other information you provide to send the communications described
on that form.
We currently use Constant Contact or similar email-service providers to manage subscriber lists, deliver email
communications, maintain subscription preferences, and process unsubscribe requests. Information submitted
through a newsletter signup form may therefore be transmitted to and processed by the email-service provider
on our behalf.
We do not sell or rent newsletter subscriber information. We may use subscription and engagement information,
such as whether an email was delivered, opened, or a link was selected, to evaluate and improve our communications.
You may unsubscribe from marketing or newsletter emails at any time by using the unsubscribe link included in
the footer of the email. You may also contact us at
pr*****@**********ts.com.
After you unsubscribe, we may retain your email address on a suppression or do-not-email list to ensure that
your request continues to be honored. Unsubscribing from newsletters or marketing communications does not
necessarily prevent us from sending administrative, transactional, account, security, contracting, carrier,
or service-related messages when those communications are necessary.
The Legacy agent portal may collect and maintain information associated with an agent’s account, including
contact information, login credentials, account permissions, training activity, resource usage, support
requests, contracting information, and other information necessary to provide agent services.
Portal access is intended only for authorized users. Information made available through the portal may include
confidential business, carrier, training, or agency materials. Users are responsible for protecting their login
credentials and notifying Legacy promptly if they believe their account has been accessed without authorization.
Portal information may be used to administer accounts, provide training and support, improve agent resources,
maintain security, fulfill carrier or agency obligations, and communicate information relevant to an agent’s
relationship with Legacy.
We do not sell, rent, or trade nonpublic personal information collected through our websites, portal, programs,
or newsletter signup forms.
We may disclose information when reasonably necessary to:
Service providers acting on our behalf are permitted to use information only as necessary to provide their
services or as otherwise allowed by their agreements and applicable law.
The Health Insurance Portability and Accountability Act of 1996, commonly known as HIPAA, applies to certain
covered entities and their business associates. Legacy Agent, LLC, Legacy Secure of MI Inc., and My Life Beyond Debt
do not request or accept medical records through general website forms.
You may voluntarily provide limited health-related information when requesting insurance information or discussing
insurance needs. Such information will be used only to respond to the request, assist with an insurance inquiry,
or connect you with an appropriately licensed professional.
Do not upload or send medical records through a general contact form or ordinary email. When medical or health
information is required as part of an insurance application, it should be provided only through the secure systems
and procedures designated by the applicable insurance carrier or authorized service provider.
My Life Beyond Debt provides consumer education related to debt reduction, financial awareness, and long-term
financial decision-making. LegacyAgent.com may also provide educational and business-development information
for independent insurance agents.
Educational information provided through our websites, newsletters, articles, videos, or portal resources is
general in nature and is not legal, tax, accounting, investment, or individualized financial advice.
Individuals who engage with our websites may choose to speak with a licensed insurance professional affiliated
with Legacy Agent, LLC or Legacy Secure of MI Inc. Insurance products and recommendations are offered separately
by appropriately licensed professionals and are subject to carrier availability, state licensing, underwriting,
product terms, and the individual’s specific circumstances.
Our websites may use cookies, server logs, analytics tools, security services, and similar technologies to operate
the websites, remember preferences, measure website usage, improve performance, prevent fraud, and protect website
and portal security.
These technologies may collect information such as IP address, browser type, device type, referring website,
pages visited, approximate geographic area, and the date and time of website activity.
You may be able to control certain cookies through your browser settings. Disabling cookies may affect the
functionality of portions of our websites or the agent portal.
Our websites and portal may contain links to insurance carriers, quoting systems, customer relationship management
tools, email providers, training platforms, social networks, and other third-party websites or services.
Legacy does not control the privacy, security, or content practices of independently operated third parties.
Information you submit directly to a third party is governed by that third party’s privacy policy and terms.
We use administrative, technical, and physical safeguards designed to protect personal information from unauthorized
access, disclosure, alteration, loss, or misuse. Access to personal information is limited to individuals and
service providers who require it to perform legitimate business, insurance, educational, support, or administrative
functions.
No website, email system, portal, or internet transmission can be guaranteed to be completely secure. You are
responsible for using appropriate care when transmitting information online and for maintaining the confidentiality
of portal usernames and passwords.
We retain personal information for as long as reasonably necessary to fulfill the purposes described in this
policy, maintain business and insurance records, administer portal accounts, honor communication preferences,
resolve disputes, prevent fraud, and comply with carrier, contractual, legal, and regulatory obligations.
Newsletter unsubscribe information may be retained as necessary to ensure that an unsubscribe request continues
to be honored.
Our websites, insurance services, agent portal, and newsletter programs are not directed to children under
13 years of age. We do not knowingly collect personal information online from children under 13. If we learn
that such information has been submitted, we will take reasonable steps to remove it.
We may update this Privacy Policy periodically to reflect changes in our websites, portal, programs, service
providers, legal obligations, or privacy practices. Any revised policy will be posted on this page with an
updated effective date.
We recommend reviewing this page periodically. This Privacy Policy describes our current privacy practices.
It is not a contract and does not create contractual or other legal rights on behalf of any person.
To ask a question about this Privacy Policy, update your communication preferences, report a privacy or security
concern, or request assistance regarding information you submitted, please email:
You may also contact us by U.S. Mail at:
Attn: Privacy Policy Manager
Legacy Agent, LLC
5119 Highland Rd, Suite 271
Waterford Twp, MI 48327
EFFECTIVE DATE: October 1, 2025
MODIFIED DATE: July 26, 2026